Individual Equity Models

Sustainable Equity is driven by our Rules Based Investing^® philosophy investing in large capitalization U.S. companies that demonstrate management focus on Environmental, Social, and Governance (ESG) sustainability factors while also possessing factors associated with Alpha generation. Sustainable Equity seeks to generate competitive, risk-adjusted returns for investors who desire their investment portfolio to reflect their values and have a positive impact on society. This portfolio is suitable as a sleeve for a Large-Cap Core portfolio allocation.

Features – The combination of both exclusionary and inclusionary ESG screens provides a robust ESG portfolio and the proprietary AlphaSourcing and Higher Moment Risk optimization provides an opportunity for attractive risk adjusted returns.

Benefits – The portfolio is designed to participate in equity up markets and to mitigate losses in equity down markets.

Equity Income is driven by our Rules Based Investing^® philosophy investing in high quality firms that maintain a high dividend yield. Growing dividends are an indication of an increase in a firm’s cash flows while high quality companies have strong financials and are generally less affected by market fluctuations. This portfolio is suitable as a sleeve for a Large-Cap Value portfolio allocation.

Features – Individual security requirements for a dividend yield higher than the S&P 500 with consecutive years of dividend increases (average # of years of increases is 15+) assures a higher overall yield than the S&P 500.  Screening for Return on Equity, Free Cash Flow to Dividend ratio, Accrual ratio and Debt to Equity ratio assures a portfolio with higher quality than the S&P 500.

Benefits – The portfolio is designed to participate best in equity up markets when Value is in favor over Growth and to mitigate losses in equity down markets.

All Cap Equity is driven by our Rules Based Investing^® philosophy and is designed for multi-factor approach to investing in the U.S. equity markets with flexibility to invest across market capitalization and sectors. Factors include traditional value and growth measurements, analyst earnings estimates and legal insider buying by a broad group of insiders. This portfolio is suitable as a sleeve for a Full Domestic Equity allocation.

Features – Three unique independent sleeves of security selection diversify the portfolio by individual security, sector and selection methodology – Legal Insider Trading, Earnings Revisions, Value and Momentum combination.

Benefits – The portfolio is designed to participate best in equity up markets when there is broad participation by all size capitalizations.